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Tools for Teaching Functional Literacy and Real-Life Money Skills

These tools are designed specifically to help students learn how to understand pricing, buying and using money in a store. They include tools and ideas for teaching debit card use, making change, writing checks, understanding sales flyers and more. Check it out to find out more.

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I work with many students who need real-life money skills, including just figuring out if they have enough money to make a purchase. This product is designed for students to practice reading relevant information from sales ad flyers, finding prices, adding prices, determining if there is enough money to make a purchase, adding purchase prices, writing checks, and making change. It combines these skills with worksheets and task cards.

These tools are designed specifically to help students learn how to understand pricing, buying and using money in a store. They include tools and ideas for teaching debit card use, making change, writing checks, understanding sales flyers and more. Check it out to find out more.

Click on any of the buttons by the pictures or the buttons at the end of the post to grab this time-saving bundle!

So if you teach real-life math, grab a beverage of your choice and I’m share some ideas on how to use these or similar materials and extension activities for your classroom.

You could create your own. Or save yourself some time and click any picture in this post and check them out in my store.

Real-Life Math Sales Flyers

Within the set, there are 5 stores including toys, sports, hardware, shoes, and winter clothes. The sales flyers resemble ads you would see in a paper or mailer.

There are either 2 or 3 flyers for each store. Each flyer is differentiated for There are 5 stores total (a toy store isn’t pictured) included.  Each store includes 2 or 3 differentiated flyers that are identical but have different prices. The toy store and winter clothing sale flyers have 3 different flyers with prices with no change, prices with change in 25 cent increments and prices with more complex change.  The hardware store, sporting goods store and shoes and accessories store flyers include 2 flyers. One has no change in the prices and one has complex change. You can use all the activities (task cards and worksheets) with any level of store for that item (e.g., each worksheet can be used with all 3 levels of the toy store).

Real Life money skills. 5 Store Flyers with Differentiated pricing. Click to see in the store.5 flyers

Functional Reading Worksheets

Each store has 2 worksheets focused on reading the sales flyers. They require students to

  • identify what can be bought in a store,
  • locate how many of different colors (or other features) of an item are available,
  • the least expensive or most expensive item in the flyer,
  • locating item numbers, and
  • determining possibilities of purchase with a set amount of money.
Real-Life Math for Shopping. Toy Store sale flyer with 2 worksheets with and without word banks.

And each worksheet has 2 versions. One version has a word bank of answers while the other version doesn’t. Students can use the one with the word bank to either cut and paste answers or just for reference to write in the answers.

Price Task Cards

I use task cards with the sales flyers to have students determine prices of the items on sale. Depending on which sale flyer you choose, there are different answers. However, all the task cards for a specific product type (e.g., sports, toys) work with all the flyers for those items.

These tools are designed specifically to help students learn how to understand pricing, buying and using money in a store. They include tools and ideas for teaching debit card use, making change, writing checks, understanding sales flyers and more. Check it out to find out more.

Price Task Card Features

  • Task cards color coded to match the flyers so it’s easy to organize
  • 8 to 10 task cards have picture cues to match the flyers for the item
  • 8 to 10 identical task cards per set do not have picture cues

Check-Writing

Each store has 8 to 10 task cards for writing checks to make purchases. Students need to locate the price of an item and write a check to purchase it.

These tools are designed specifically to help students learn how to understand pricing, buying and using money in a store. They include tools and ideas for teaching debit card use, making change, writing checks, understanding sales flyers and more. Check it out to find out more.

In addition, each store has 5 worksheets requiring students to total the amount needed to purchase 2 to 3 items from the sales flyer. They then need to write a check for the purchase amount. Then they determine a new balance in a checkbook register. And each worksheet can be used with any of the related store flyers.

These tools are designed specifically to help students learn how to understand pricing, buying and using money in a store. They include tools and ideas for teaching debit card use, making change, writing checks, understanding sales flyers and more. Check it out to find out more.

Determining Totals of Multi-Item Purchases

Each store has 5 worksheets requiring students to total the amount needed to purchase 2 to 3 items from the corresponding flyer.  The student then circles the bills that could be used for the purchase and determine the amount of change that would be received based on giving a clerk a set amount to buy the items. The kit also includes an answer key.

real life money skills working on cash skills with store flyers

Debit Card Use

Many of our students may use debit or credit cards now or in the future. You can read more about the importance of making sure students still know how to use money to use a debit card independently in this post.

Each store flyer has 1 worksheet in which students answer 10 Yes / No questions.  For each question they are given a debit card balance and asked if they can purchase a specific item from that store.  Again, each worksheet can be used with any of the differentiated flyers for that store.  An answer key is included.

These tools are designed specifically to help students learn how to understand pricing, buying and using money in a store. They include tools and ideas for teaching debit card use, making change, writing checks, understanding sales flyers and more. Check it out to find out more.

Ideas for Teaching Real-Life Money Skills

  • Using real or play money to practice making purchases based on prices in a store flyer. Start with basic stores and progress to more complex.
  • Teach with task cards or something similar for students to work individually or in small groups to practice finding and writing prices in sales flyers.
  • Create or use reading worksheets for students to practice finding information in sales flyers
  • Have students use flyers to determine prices, add prices, determine if they have enough money, and practice writing checks.
  • Add the materials, as they are mastered, into independent work systems.
  • Have students locate ad flyers in mailings, newspapers or online.  Have them find prices and practice writing them down to purchase set items.
  • Students can plan out purchases using sales flyers from local businesses and determine how much money they would need to make the purchase.
  • Using flyers from local businesses, students can plan out purchases from flyers from local businesses and take community outings to make the purchases and practice exchanging money for items and receiving change (or using a debit card).

Summary & More Info

These tools are designed specifically to help students learn how to understand pricing, buying and using money in a store. They include tools and ideas for teaching debit card use, making change, writing checks, understanding sales flyers and more. Check it out to find out more.

In addition to everything listed, there are answer keys for the worksheets and task cards in the set for you to easily check them. You can use the work sheets for permanent product data collection or put them in page protectors for repeated use.

You can purchase and download the stores in my TpT store or my ACR store Each is sold separately and you can check them all out in the bundle page of the store.

This is a great product that allows for differentiation so that it meets the needs of multi-level classrooms. I love making tools that focus on real-life money skills and life skills. And the students love to learn how they can buy things as well!

Until next time,

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